it happen to me all the time that the last two weeks of the month, something i got is only 30 cents in my pocket, all my 3 accounts is empty as well.
how come this could happen? because i never pay attention to what i expense, i never know how much i should expense everyday, once got money in pockets, call friends and drink.
well it’s a habits that i should now take the corrective action!
1) track every expense: it’s right that i never know how many gone from my hands, stating from today i will track all my expenses, keep all the bills if possible. every month i will separate 50% for expense, 50% for saving. let’s face this reality.
2) No more Karaoke:i think the most expense i experienced in the past is Karaoke, we at least spend $100 to $200 per time. if we all drink what we paid is good but most of the time we pay for the Girls’ drink. so no more would be a big change for a better tomorrow.
3) reduce buying DVD: i usually spend 20 USD every week to buy DVD, from now i should stop buying it and wait to see them one year later on Cable TV which cost me only $10 per month.
4) reduce dinner out: i don’t go out often these days but maybe need to change the restaurant, go to the nice and cheap one, the problem is i love the places that got design, good environment, good music, good food … need to challenge for the cheaper one.
5) No more coffee at the airport: each morning i usually spend $1.5 for coffee. i got no time to go to any other place to drink. that’s the reason i stick to the airport coffee that if i count i could save $30 per month by simply drink a free coffee in my office.
6) Reduce my phone bill few passed months i spend $100 for the phone bill. now i purchased 013 QB which cause me only $3 per month, the only difficulty is the service is not always available, especially in my bad room.
7) No more New book: i sometime buy new books from monument book which cost me from $10 to $20 per book. i can find easily the used book at somewhere down the street behind The Royal Palace, maybe it’s USED BOOK.
8). Think twice before buying: i never hesitate to buy anything as long as i can pay, sometime i buy things i never use or just by curiosity only. i should buy only what i need the most.
hope by doing all those things will help me to save money and build a better and secure future.
any advise you could help to save money?
i found some advices here:
- BusinessWeek: Twenty-Five Ways to Save More Each Month
- Zen Habits: How I save money
{ 8 comments… read them below or add one }
I used to spend so much like you while i was single. I did not care of saving money for future spending and something. I also reduced my bad habit too. Such as I went to sing at Karaoke, I spent so much like you, only spending 2 hours. after leaving karakeo pallor and then I thought that I spent much money without getting anything, only getting pleasure.
It is because you are still single, so when do not care so much of money. After you get married, you will know that it is useless to spend money on somethings.
That is good idea that you got started to save money in your pocket for future spending.
it always heppend to me.. i could not find way to say money.. i only know the way to spend..
You don’t go to work by your car. Just keep it at home and use your moto bike instead…
Oh one more STOP EATING MAN YOU WILL SAVE A LOT.
“to save” instead of “to say”
ummmm a bit sad of not being able to buy the book that you want where u can’t find the second hand one. I would still buy it but looking for some good interested book in the Library where you can read it for free ^^ all you need is the library card ….. but definitely still buy the book if you like to read a lot, some would save money for the book over food …. not sure about you thu….. good luck with the saving ^^
i don’t have much time to read now, i know it’s good to read, reserve sometime for reading but i still cannot manage to finish a book since last few years,
movies yes, it’s fast and more fun, but book hummm a bit boring.
how do you find time to read ?
I read when I have I’m a lone, to kill time I opt for ready and listening to the music….. it’s not the matter of time, but the question is how to find the the book that interest you cuz once you love stroy of the book, I’m sure you will find time to read it no matter how busy your life it……. creat the habit into reading and read something that you are interesting in.